Короткий опис(реферат):
This article is devoted to the comparative characteristics of the
banking sector in Eastern Europe. The paper's central purpose is
to summarize data on the functioning and development of the
banking sector in Eastern Europe, based on historical
background and current state of the banking sector, finding
typical features and differences between the banking sectors of
Eastern Europe. Methods of statistical analysis and
systematization are used in determining the field of research.
Methods of economic analysis, particularly the main indicators
of banking activity compared to macroeconomic indicators, are
used to assess the efficiency of the banking sector. Comparative
characteristics of the banking sector are performed using cluster
analysis, k-means algorithm. According to the study results, it
can be concluded that the countries of Eastern Europe have
different backgrounds in the formation of the banking system,
which affects the current state of banking. The study collects,
sorts, compares, and summarizes data on the number of banking
institutions in Eastern Europe, the size of their assets, lending,
deposits, equity formation. These indicators are compared with
the macroeconomic indicator of GDP, which determines the
importance of the banking sector in the real economy. According
to the cluster analysis results, it is divided into four groups of
common features of the Eastern European country according to
some banks' activity indicators. Banks of EU member states are
formed mainly by foreign investment, while state funds finance
banks of the CIS countries. As a result, banks with foreign
investment have more influence on the economy. They support
and develop it, while banks with public investment have
significantly less effect on the economy, which does not allow it
to grow faster.
