Проаналізовано економічну сутність фінансової безпеки держави та розглянуто чинники впливу
на її рівень в Україні в умовах діджиталізації. Доведено гіпотезу щодо існування впливу незалежних показників на рівень
фінансової безпеки України, які змінюють систему її формування та міцність, у т. ч. індекс сприйняття корупції та
відношення обсягу державного та гарантованого державою боргу до ВВП. Обґрунтовано, що між незалежними та
залежною змінною існує зв'язок, а розроблена модель є адекватною. Математично встановлено існування сильного
зв’язку між незалежними та залежною змінними, що підтверджує доцільність зміни парадигми щодо формування
фінансової безпеки України в умовах діджиталізації.
In the current conditions of globalization and the development of financial technologies, it is
necessary for the financial system of the country to adapt to changing conditions of its functioning by developing effective
directions of strengthening its financial security. The current situation creates both additional opportunities for strengthening
financial security and new threats. There is a need to change the paradigm of financial security formation of the country as a whole
and its components in particular, including through the use of financial technology capabilities.
Purpose. The main purpose of the study is to deepen the theoretical and methodological foundations and to monitor the
factors influencing the level of financial security of Ukraine in the context of digitization.
Results. The economic essence of financial security of the state is analyzed and the factors of influence on its level in
Ukraine in terms of digitization are considered. The hypothesis of the existence of an influence on the level of financial security of
Ukraine of independent indicators that change the system of its formation and strength, including the index of perception of
corruption and the ratio of public and government guaranteed debt to GDP, has been proved. It is substantiated that there is a
relationship between the independent and the dependent variable, and the model developed is adequate. The calculated coefficient
of determination convincingly proves that the 69.33% variation in the country's financial security level is determined by the
variation of independent indicators. It is revealed that with the increase of the Corruption Perceptions Index in Ukraine by 1%, the
level of financial security increases by 0.67%, provided that the other factors are steel, and if the ratio of public and government
guaranteed debt to GDP increases by 1%, then the level of financial security countries decreases by 0.32%.
Conclusions. The existence of a strong link between independent and dependent variables is mathematically established,
which confirms the paradigm shift in the formation of financial security of Ukraine in the context of digitization.
